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Gold and silver, when you buy it you pay a premium, and when you sell it you pay again. It is a racket. Remember Beanie Babes, my MIL lost a fortune and has a closet full of them. My mother, a child of the depression (as was I) wasted money on paper money she saw in a magazine and thought valuable, as well as dishes that hang on the wall.

Occasionally someone will strike it rich with a Hummel or a collectible, I would rather not.

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